Loan

Quraan

Who is he that will loan to Allah a beautiful loan, which Allah will double unto his credit and multiply many times? It is Allah that gives (you) Want or plenty and to Him shall be your return. (Surah 2, Verse 245)

Who is he that will Loan to Allah a beautiful loan? for (Allah) will increase it manifold to his credit, and he will have (besides) a liberal Reward. (Surah 57, Verse 57)

If you loan to Allah, a beautiful loan, He will double it to your (credit) and He will grant you Forgiveness: for Allah is most Ready to appreciate (service), Most Forbearing, (Surah 64, Verse 11)

Hadeeth

Safwan bin Umayyah narrated “That the Messenger of Allah borrowed coats of mail from him (Safwan b. Umayyah) during the battle of Hunayn. He asked: "Are you taking them by force, O Muhammad?" He replied: "No, it is a loan with a guarantee of return." (Abu Dawud 3092)

Al-Bara' bin Azib narrated I heard the Messenger of Allah say, "Whoever loans someone a milk animal, or silver or guides someone on the road has the reward of emancipating a slave." (Al-Tirmidhi 1880)

Abu Sa`id Al-Khudri narrated “A desert Arab came to the Prophet seeking repayment of a debt. [The desert Arab] was hard with the Prophet to the point that he said, "I shall make things difficult for you if you do not repay your debt to me." The desert Arab's companions forbade him from talking to the Prophet in this manner and said, "Woe to you! Do you know whom you are talking to?" He said: "I am demanding what is mine." The Prophet said: "By no means [should you scold him]. You are with someone who has a right [which must be respected]." Then he sent a message to Khawla b. Qays [which said] "If you have any dates then loan them to me until my dates come so that I may pay you back." She said "By all means; May my father be ransomed for you O Messenger of Allah" and gave him the loan. So he paid back the desert Arab and fed him. [The desert Arab] said "You have paid me back, may Allah pay you back!" He said: "Those are the best of people. Verily no Ummah will be sanctified in which the weak does not claim his right except with difficulty." (Ibn Majah 2417)

Anas Bin Malik, said, the Messenger of Allah said: "On the night that I was taken on the Night Journey, I saw written upon the entrance of Jannah (Sadaqah is equal to ten of its likeness and the loan is equal to eighty.) So I said, "O Jibreel what is it about the loan which makes it better than sadaqah." He said, "Because the beggar asks although he has something while the borrower does not borrow except in need." (Ibn Majah 2422)

Anas bin Malik The Messenger of Allah said: "When one of you loans someone something and is then given a gift or given a ride on the back of a mount, do not ride and do not accept the gift except when such things used to take place between the two parties before the loan." (Ibn Majah 2423)

Samurah bin Jundub narrated “The Messenger of Allah said "The hand is responsible for what it takes until it repays it." (Ahmad; Abu Dawud, al-Tirmidhi 1187)

Al-Bara' bin Azib narrated” I heard the Messenger of Allah say, "Whoever loans someone a milk animal, or silver or guides someone on the road has the reward of emancipating a slave." (Al-Tirmidhi 1880)

Abu Sa`id al-Khudri narrated “A desert Arab came to the Prophet seeking repayment of a debt. [The desert Arab] was hard with the Prophet to the point that he said, "I shall make things difficult for you if you do not repay your debt to me." The desert Arab's companions forbade him from talking to the Prophet in this manner and said, "Woe to you! Do you know whom you are talking to?" He said: "I am demanding what is mine." The Prophet said: "By no means [should you scold him]. You are with someone who has a right [which must be respected]." Then he sent a message to Khawla b. Qays [which said] "If you have any dates then loan them to me until my dates come so that I may pay you back." She said "By all means; May my father be ransomed for you O Messenger of Allah" and gave him the loan. So he paid back the desert Arab and fed him. [The desert Arab] said "You have paid me back, may Allah pay you back!" He said: "Those are the best of people. Verily no Ummah will be sanctified in which the weak does not claim his right except with difficulty." (Ibn Majah 2417)

Anas Bin Malik, said, the Messenger of Allah said: "On the night that I was taken on the Night Journey, I saw written upon the entrance of Jannah (Sadaqah is equal to ten of its likeness and the loan is equal to eighty.) So I said, "O Jibreel what is it about the loan which makes it better than sadaqah." He said, "because the beggar asks although he has something while the borrower does not borrow except in need." (Ibn Majah 2422)

Anas bin Malik narrated “The Messenger of Allah said: "When one of you loans someone something and is then given a gift or given a ride on the back of a mount, do not ride and do not accept the gift except when such things used to take place between the two parties before the loan."( Ibn Majah 2423.)

Samurah b. Jundub narrated “The Messenger of Allah said "The hand is responsible for what it takes until it repays it." (Ahmad; Abu Dawud, al-Tirmidhi 1187)

Ya`la bin Umayyah The Messenger of Allah said, "When my messengers come to you give them thirty coats of mail." I said "O Messenger of Allah is it a loan whose repayment is guaranteed or a loan to be repaid?" He said, "No, it is a loan whose repayment is guaranteed." (Ahmad 17271; Ab– Dawud, al-Nasa'i)